Merchant Platform

Welcome to XbyZPay

Accept payments, send invoices, and manage your business finances — all in one place.

One More Step

Set up your bank details

Your account has been approved! Please provide your bank details so we can send your payouts.

🔒 Your bank details are encrypted and stored securely. We only use them to process your payouts.

Let's get you set up.

Complete these steps to start accepting payments.

01
✓ Account Created
Your XbyZ Pay merchant account has been created.
02
Connect Your Bank
Connect your bank account to receive payouts within 2 business days.
03
Verify Identity
Complete KYC verification to unlock full payment processing.
🏦
Connect your bank account
Our team reviews all merchant applications within 24 hours. You will be notified by email once approved.
📧 Application received! We will contact you within 24 hours.

🔒 Secured by XbyZ Pay. We never store your banking credentials.

Good to see you, Merchant.

XbyZ Pay Merchant Dashboard

$0
Total Volume
0
Transactions
$0
Next Payout
PENDING
Account Status

Recent Transactions

No transactions yet. Start by charging a customer!

Risk Controls

Max Transaction Limit
$5,000
✓ Active protection
Daily Volume Limit
$25,000
✓ Active protection
Rolling Reserve
5%
✓ Released after 90 days
Payout Schedule
2-Day Standard
✓ Automatic

Charge a Customer

$
Amount $0.00
XbyZ Pay fee (3.4% + 30¢) -$0.00
You receive $0.00

Create Invoice

Preview
Your Business
XbyZ Pay Merchant
Powered by XbyZ Pay
INVOICE
#INV-001
Due: —
Bill To: Customer Name
DescriptionQtyTotal
— 1 $0.00
$0.00

Sent Invoices

No invoices sent yet.

Payment Links

Create a shareable payment link to send to customers via email, text, or social media. No checkout setup required.

All Transactions

Loading...
No transactions yet.

Request a Payout

Available Balance
$0.00
After 3.4% + 30¢ platform fee
Minimum payout: $10.00
⏱ Payouts are processed within 1-2 business days after approval. You will be notified by message once your payout is sent.

Payout History

No payouts yet.

Business Settings

Your Rate
3.4% + 30¢ per transaction
2-day standard payouts to your bank account